EVIDENT AI BANKING INDEXEVIDENT AI INSURANCE INDEXINSIGHTSNEWSLETTEREVENTSABOUT USJOIN USSIGN IN
2025 Edition

EVIDENT AI INDEX

The global standard benchmark of AI maturity in banking

EVIDENT AI BANKING INDEX

October 2025

Now in its fourth edition, the Evident AI Index sets the global standard for measuring how banks are adopting AI.

It is the most comprehensive and trusted benchmark of its kind, analysing 50 of the world’s largest banks across North America, Europe, and Asia.

Drawing on millions of publicly available data points, the Index evaluates performance against 70+ indicators across four critical pillars of AI capability: Talent, Innovation, Leadership, and Transparency.

Together, these measures offer an unparalleled view of the state of AI in banking—revealing not only who is leading the race, but how the sector as a whole is evolving.

COMPANY

▼

RANK
TALENT
INNOVATION
LEADERSHIP
TRANSPARENCY
JPMorganChase
1
2
1
1
1
Capital One
2
1
2
20
17
Royal Bank of Canada
3
12
3
3
3
CommBank
4
4
13
4
2
Morgan Stanley
5
13
4
9
21
Wells Fargo
6
6
5
40
14
UBS
7
3
25
7
4
HSBC
8
14
8
15
6
Goldman Sachs
9
7
9
18
23
Bank of America
10
10
7
12
24
BNP Paribas
11
8
11
8
25
Citigroup
12
5
6
26
30
TD Bank
13
11
10
19
15
BBVA
14
9
12
11
20
Lloyds Banking Group
15
16
15
13
5
NatWest
16
18
20
6
10
BNY
17
20
18
14
9
DBS
18
23
40
2
12
Bank of Montreal
19
26
16
25
13
ING
20
15
28
23
33
Santander
21
25
30
5
35
CIBC
22
32
26
17
11
Barclays
23
17
23
47
19
Société Générale
24
24
33
16
28
Groupe BPCE
25
29
29
21
18
Standard Chartered
26
33
21
36
8
Intesa Sanpaolo
27
44
14
22
16
Deutsche Bank
28
27
17
41
27
Scotiabank
29
28
44
31
7
Rabobank
30
22
34
43
37
Crédit Agricole
31
30
24
28
47
ABN AMRO
32
19
35
45
46
Danske Bank
33
21
47
32
39
NAB
34
38
45
24
22
Charles Schwab
35
39
32
30
41
Truist Bank
36
41
19
42
43
ANZ
37
36
38
38
29
Commerzbank
38
40
39
27
42
Raiffeisen Bank Intl
39
31
48
37
36
US Bank
40
37
31
46
31
CaixaBank
41
46
49
10
40
PNC Financial
42
34
37
49
26
State Street
43
45
36
39
34
UniCredit
44
48
27
29
45
Westpac
45
42
41
35
38
Crédit Mutuel
46
49
22
48
32
Citizens Financial
47
35
50
33
49
KBC
48
47
42
34
48
Nordea
49
43
46
44
44
First Citizens
50
50
43
50
50

2025 EVIDENT AI INDEX: KEY FINDINGS REPORT

Card image

Key Findings Report

2025 EDITION

October 2025|KEY FINDINGS
Evident AI Index Key Findings Report

The 2025 Key Findings Report provides a deep dive into the state of AI in banking, featuring performance profiles of leading banks, regional comparisons, and spotlights on emerging disruptors. The report also tracks longitudinal trends across Talent, Innovation, Leadership and Transparency, revealing how the sector is evolving over time.

Testimonial

"As the business impact of AI continues to grow, benchmarks like the Evident AI ranking help set the standards for organizations and elevate the overall financial AI ecosystem."

- Foteini Agrafioti, SVP, Data and AI and Chief Science Officer, RBC

"Evident's annual AI Index is emerging as the benchmark for AI adoption and reputation in the global banking community."

- Prem Natarajan, EVP, Chief Scientist and Head of Enterprise AI, Capital One

"Evident’s independent analysis provides valuable insights on the progress being made in our industry to realize the full transformational potential of this powerful technology."

- Teresa Heitsenrether, Chief Data & Analytics Officer, JPMorganChase

15 OCTOBER | LAUNCH ROUNDTABLE

In this virtual roundtable, our experts will unpack the latest findings from the Evident AI Index, spotlight the most significant shifts since last year’s ranking, and examine what three years of data reveal about the pace and direction of AI adoption across the banking sector.

Join the roundtable

HOW BANKS WORK WITH US

BENCHMARKING
Leverage public and private data to develop a holistic view of AI maturity vs peers.

INTELLIGENCE
Access year-round reports covering cutting-edge trends in AI and financial services.

TRACKERS
Stay up-to-date with the latest use cases, ROI and talent announcements across the sector

COMMUNITY
Connect with peers and leading experts at exclusive in-person and virtual events.

METHODOLOGY

The Evident AI Index is an "outside-in" assessment based on publicly available data from both company reporting and a range of third-party data sources. It has been built with input from 50+ leading subject matter experts in banking, technology, and benchmarking. Each company is assessed on 70+ individual indicators across four pillars of analysis

PILLAR

WEIGHTING

Talent

Capability & development

45%

Innovation

Research, patents, ventures, ecosystem

30%

Leadership

in public communications and strategy

15%

Transparency

of responsible AI activities

10%

GET IN TOUCH

Interested in finding out more about the Index and how we work with banks? Get in touch below.

By submitting your data you agree to our privacy policy