Summary

In this virtual roundtable, we explored the latest data from the October 2025 Evident AI Index ranking to answer three key questions:

• Where are banks in their journey to AI maturity?
• How has this changed over the past year?
• Which banks are surging ahead?

Over the past twelve months, AI maturity has advanced significantly across the 50 global banks tracked in the Index. The index average continued its upward trend, with the top cohort of banks accelerating at more than twice the overall rate of the wider Index.

This year marked a decisive shift from ideation and experimentation to large-scale implementation, as a growing number of banks began to quantify and disclose business outcomes from their AI investments. The leading institutions are demonstrating not just technological sophistication but also organizational transformation—reconfiguring their operating models, deepening talent pools, and embedding AI-first strategies into every layer of their business.

At the same time, the gap between leaders and laggards is widening. Top performers such as JPMorgan, Capital One, and RBC remain firmly in front, powered by relentless innovation, aggressive hiring, and advanced deployment of generative and agentic AI. Others, including Morgan Stanley, Bank of America, and Goldman Sachs, have rapidly climbed the ranks through enterprise-wide rollouts and a stronger external narrative around AI transformation.

Meanwhile, banks in Europe and the UK face increasing pressure to compete with their North American counterparts, who benefit from proximity to the deepest AI talent and technology ecosystems.

Overall, the 2025 Evident AI Index underscores a new phase in banking’s AI evolution: one defined by tangible returns, measurable outcomes, and clear strategic intent. The conversation made it clear that banks now see AI not as a technology project but as a business imperative, one that will define competitiveness for years to come.

Please download our latest Key Findings Report to learn more.

Watch the Roundtable

Speakers

Key slides & perspectives