
EVIDENT AI INDEX | BANKS
The global standard benchmark of AI maturity in banking
EVIDENT AI INDEX FOR BANKS
October 2025
Now in its fourth edition, the Evident AI Index for banks is the most comprehensive and trusted benchmark of its kind, analyzing 50 of the world’s largest banks across North America, Europe, and Asia.
Drawing on millions of publicly available data points, the Index evaluates performance against 70+ indicators across four critical pillars of AI capability: Talent, Innovation, Leadership, and Transparency.
Together, these measures offer an unparalleled view of the state of AI in banking—revealing not only who is leading the race, but how the sector as a whole is evolving.
Coming this October: Register your interest to receive the 2026 AI Index for Banks results as soon as they go live.
COMPANY ▼ | RANK | TALENT | INNOVATION | LEADERSHIP | TRANSPARENCY |
|---|---|---|---|---|---|
JPMorganChase | 1 - | 2 - | 1 - | 1 ↑2 | 1 - |
Capital One | 2 - | 1 - | 2 ↑1 | 20 ↓6 | 17 ↓3 |
Royal Bank of Canada | 3 - | 12 ↓6 | 3 ↓1 | 3 ↑5 | 3 ↑7 |
CommBank | 4 ↑1 | 4 ↑3 | 13 ↓1 | 4 ↓2 | 2 ↑3 |
Morgan Stanley | 5 ↑5 | 13 ↑5 | 4 - | 9 ↑8 | 21 ↑21 |
Wells Fargo | 6 ↓2 | 6 ↓2 | 5 - | 40 ↓4 | 14 ↓6 |
UBS | 7 ↓1 | 3 - | 25 ↓7 | 7 ↑8 | 4 ↑11 |
HSBC | 8 ↓1 | 14 ↑1 | 8 ↑1 | 15 ↓10 | 6 ↓3 |
Goldman Sachs | 9 ↑2 | 7 ↑6 | 9 ↓3 | 18 ↑9 | 23 ↑14 |
Bank of America | 10 ↑5 | 10 ↑1 | 7 ↑4 | 12 ↑6 | 24 ↓4 |
BNP Paribas | 11 ↑1 | 8 ↑4 | 11 ↑3 | 8 ↓2 | 25 ↓4 |
Citigroup | 12 ↓4 | 5 - | 6 ↑1 | 26 ↓13 | 30 ↑13 |
TD Bank | 13 ↓4 | 11 ↓1 | 10 ↓2 | 19 ↑1 | 15 ↑1 |
BBVA | 14 ↓1 | 9 ↓1 | 12 ↑8 | 11 ↓4 | 20 ↑6 |
Lloyds Banking Group | 15 ↑12 | 16 ↑12 | 15 ↑2 | 13 ↑20 | 5 ↑14 |
NatWest | 16 ↑2 | 18 ↓2 | 20 ↑3 | 6 ↑10 | 10 ↓1 |
BNY | 17 ↓3 | 20 - | 18 ↓5 | 14 ↓4 | 9 ↑2 |
DBS | 18 ↓2 | 23 ↓2 | 40 ↑10 | 2 ↓1 | 12 ↓5 |
Bank of Montreal | 19 ↑5 | 26 ↑1 | 16 ↓6 | 25 ↑14 | 13 ↑4 |
ING | 20 ↓3 | 15 ↓6 | 28 ↓9 | 23 ↓14 | 33 ↓9 |
Santander | 21 ↑7 | 25 ↓2 | 30 ↑1 | 5 ↑29 | 35 ↓17 |
CIBC | 22 - | 32 ↓3 | 26 ↑2 | 17 ↑7 | 11 ↓5 |
Barclays | 23 ↑2 | 17 ↑2 | 23 ↓2 | 47 ↓2 | 19 ↑9 |
Société Générale | 24 ↓3 | 24 ↓7 | 33 ↓3 | 16 ↑7 | 28 ↑1 |
Groupe BPCE | 25 ↑15 | 29 ↑14 | 29 ↑8 | 21 ↑22 | 18 ↑23 |
Standard Chartered | 26 ↓7 | 33 ↓2 | 21 ↓6 | 36 ↓25 | 8 ↓6 |
Intesa Sanpaolo | 27 ↓4 | 44 ↑2 | 14 ↑10 | 22 ↓18 | 16 ↓4 |
Deutsche Bank | 28 ↓2 | 27 ↓2 | 17 ↓1 | 41 ↓10 | 27 ↑6 |
Scotiabank | 29 ↓9 | 28 ↓6 | 44 ↓8 | 31 ↓9 | 7 ↓3 |
Rabobank | 30 - | 22 ↑2 | 34 ↑7 | 43 ↓14 | 37 ↓7 |
Crédit Agricole | 31 ↑1 | 30 ↑4 | 24 ↑1 | 28 - | 47 ↓7 |
ABN AMRO | 32 ↓3 | 19 ↓5 | 35 - | 45 ↓10 | 46 - |
Danske Bank | 33 ↑9 | 21 ↑14 | 47 ↑2 | 32 ↑16 | 39 ↓5 |
NAB | 34 - | 38 ↓6 | 45 ↑1 | 24 ↑8 | 22 ↓9 |
Charles Schwab | 35 ↑14 | 39 ↑3 | 32 ↑12 | 30 ↑10 | 41 ↑7 |
Truist Bank | 36 ↑7 | 41 ↑3 | 19 ↑15 | 42 ↑4 | 43 ↑2 |
ANZ | 37 ↓4 | 36 - | 38 ↑2 | 38 ↓26 | 29 ↓4 |
Commerzbank | 38 ↑7 | 40 ↑8 | 39 ↑3 | 27 ↑14 | 42 ↓19 |
Raiffeisen Bank Intl | 39 ↑8 | 31 ↑10 | 48 ↓5 | 37 ↑5 | 36 ↑13 |
US Bank | 40 ↓4 | 37 ↓7 | 31 ↑1 | 46 ↓9 | 31 ↑1 |
CaixaBank | 41 - | 46 ↓6 | 49 ↓4 | 10 ↑28 | 40 ↓2 |
PNC Financial | 42 ↓7 | 34 ↓8 | 37 ↑1 | 49 ↓5 | 26 ↑9 |
State Street | 43 ↓12 | 45 ↓7 | 36 ↓10 | 39 ↓18 | 34 ↓7 |
UniCredit | 44 ↑2 | 48 ↓1 | 27 ↑2 | 29 ↑21 | 45 ↓9 |
Westpac | 45 ↓8 | 42 ↓5 | 41 ↓2 | 35 ↓16 | 38 ↓16 |
Crédit Mutuel | 46 ↓2 | 49 ↑1 | 22 ↑5 | 48 ↓23 | 32 ↓1 |
Citizens Financial | 47 ↓8 | 35 ↓2 | 50 ↓3 | 33 ↓3 | 49 ↓2 |
KBC | 48 ↓10 | 47 ↓2 | 42 ↓20 | 34 ↓8 | 48 ↓9 |
Nordea | 49 ↓1 | 43 ↓4 | 46 ↑2 | 44 ↑3 | 44 - |
First Citizens | 50 - | 50 ↓1 | 43 ↓10 | 50 ↓1 | 50 - |
READ THE KEY FINDINGS REPORT

Key Findings Report
2025 EDITION
Evident AI Index Key Findings Report
The 2025 Key Findings Report provides a deep dive into the state of AI in banking, featuring performance profiles of leading banks, regional comparisons, and spotlights on emerging disruptors. The report also tracks longitudinal trends across Talent, Innovation, Leadership and Transparency, revealing how the sector is evolving over time.
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AI BENCHMARKING
Assess your organization’s AI capabilities and maturity with our private and public benchmarking services.
INTELLIGENCE
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COMMUNITY
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NEWS
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METHODOLOGY
The Evident AI Index is an "outside-in" assessment based on public data. It combines extensive manual research and automated data capture from company reporting and a range of third-party data sources. It is built with input from leading subject matter experts in financial services, technology, and benchmarking.
The Evident AI Index for Banks ranks 50 of the world’s largest banks across North America, Europe and selected Asia-Pacific markets. Each entity is assessed on 70+ individual indicators across four pillars of analysis:
PILLAR
WEIGHTING
SUB PILLARS
INDICATOR GROUPS
Talent
Capability & development
45%
Capability
AI Development / Model Risk Talent / Implementation Talent
Development
Training & Career Development / Hiring Initiatives
Innovation
Research, patents, ventures, ecosystem
30%
Research & Patents
Research / Patents
Ventures
Ventures
OPEN SOURCE
Ecosystem
Leadership
in public communications and strategy
15%
AI NARRATIVE
Content / Outcomes
EXECUTIVE POSITIONING
CEO / Group Leadership
Transparency
of responsible AI activities
10%
RAI TALENT
RAI Talent
RAI INNOVATION
Process / Outputs
RAI LEADERSHIP
RAI Content
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